PAIN POINT: There is an average of 20 different parties involved in one residential real estate closing.

CloseLayer provides a hybrid solution to a fragmented ecosystem, while bolstering the best of both worlds when it comes to centralized/decentralized databases. CloseLayer provides secured layer of enterprise-ready cryptographic data recordation within in a network of distributed parties.

CloseLayer provides immutable and seamless links to connect the flow of interested parties’ data in the real estate closing process. This blockchain-based API-as-a-Service (AaaS) product will provide the ‘plumbing’ to existing eClose infrastructure. The data is secured, expedited, and transferred efficiently from start of loan origination down to official public recordation of documents.

The CloseLayer AaaS operates on an API microservice. An API microservice is an API (Application Programming Interface) that interacts with a backend that uses an architectural structure known as microservices. Microservice architecture is a method for building applications in which components are broken down into small, independent pieces rather than contained in a single, siloed (or monolithic) application.

Affordable BaaS and API features with secure storage

The Ubitquity Baas Platform and API, called unanimity, is the platform that powers the blockchain recording part of the CloseLayer™ product. It utilizes blockchain and off-chain data storage. This enables users to ensure the authenticity of information related to the land or property in question, in particular, its current ownership and all the historical transactions. In addition, the non-encrypted metadata regarding transactions, among other contents of all formulas, are stored in a centralized database, with encrypted decentralized storage (via StorJ, IPFS) or on Amazon AWS, Vultr Cloud. We're proud offer a 100% SLA guarantee on Network and Node uptime via our secure data storage.



Once the data is on the blockchain: It can be recycled for future closings. The cryptographic hash of the data is the equivalent of an immutable time-stamp.

Open Standards are used: This allows for real time collaboration in a secure environment that’s open to all for a future starter exchange/consortium among industry players if necessary.

Ricardian Contracts are used: These are natural language contracts that store pertinent data as machine readable information for future data ingest.

Features included with CloseLayer™

CloseLayer is tied into the BaaS Blockchain Platform

We offer a simple user experience for securely recording and tracking property with our patent pending Blockchain-as-a-Service (BaaS) blockchain platform: unanimity version 1.1.

Enterprise Ready API

We've created a functioning, enterprise ready API that links into existing databases, and property management systems including uploading and record documents onto the blockchain.

Peer-to-Peer Storage

Using our platform for document hashing and peer-to-peer seeding technology for encrypted and decentralized data.

Increased Transparency

Transparency in real estate results in more trust from everyone in a transaction. Ubitquity® brings a whole new level of transparency.

Read more about what is included, by visiting the unanimity (Baas + API) platform page.